| How Debt Consolidation Can Build Your Credit |
| The debt management industry and the services within can be easily confused. While some consumers think debt management programs hurt credit there are some plans that can actually improve credit while enrolled. Primarily, it depends on the status of your accounts upon entering a program and selectin |
| Topic: Finance |
| Views: 2173 |
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| Nonprofit Credit Counseling Services |
| Since its opening debut in 1950 credit card debt has been an ongoing problem as consumers began going into debt at an alarming rate. Trapped into unbearable terms and fees the cycle hasn’t changed much since inception. 85% of consumers in America have a household credit debt of $8k or higher, |
| Topic: Finance |
| Views: 2552 |
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| Fdcpa Consumer Rights |
| Collection calls can become unruly and unprofessional but they do not have to. Most calls that entail such are usually in violation of your rights under the Fair Debt Collection Practices Act. What you don’t know can hurt you. Take an accounting of these common unlawful tactics that are in dir |
| Topic: Finance |
| Views: 2810 |
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| Credit Debt Relief |
| A debt consolidation plan is the consolidation of all unsecured debts into one monthly payment to a third party agency, usually nonprofit. Debt consolidation can eliminate debt while improving your credit with timely monthly payments at reduced fixed interest rates. Learn the inner mechanics of a fr |
| Topic: Finance |
| Views: 3118 |
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| Identity Theft And Credit Fraud On The Rise |
| Identity theft is up and running in America. This very popular crime has accelerated as the economy has declined and more people are acting out of desperation on both sides of the fence. With criminals looking for an easy steal deal and consumers applying for more and more credit, the information su |
| Topic: Finance |
| Views: 2060 |
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| Combat Collector Collection Calls Five Tips |
In our last article we provided insider information and training tips collection agencies are using against delinquent consumers to collect on debts. Here, we’re going to give you some ammunition of your own to combat collectors.
Let’s first identify who our collectors ar |
| Topic: Finance |
| Views: 2556 |
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| Debt Collection A Look Inside Collection Training |
| As if the mass mailings and multiple calls weren’t enough to drive you to drink, collectors are also obtaining free online tips on how to better bang out calls to bring in your bucks. Learn what collectors are being coached on to better their efforts against consumers with accounts in collecti |
| Topic: Finance |
| Views: 2658 |
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| Types Of Credit |
| Taking charge of your credit starts with understanding the four different types of credit, how they work, and how they affect your credit score. Establishing an educated position on different types of credit will enable you to make smart financial decisions and aid in deciding what steps you can tak |
| Topic: Finance |
| Views: 3511 |
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| Budget First Steps To Financial Freedom |
| In these difficult economic times, the middle class is being squeezed more than ever. As unemployment continues to rise the future is not exactly bright. That is why everyone should be trying to increase their savings while trying to reduce their spending. No matter how solid you may |
| Topic: Finance |
| Views: 2655 |
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| Credit Debt Solutions |
| The provisions in the Credit Card Accountability Responsibility and Disclosure (CARD) Act of 2009 should save consumers at least $10 billion a year, sources say. With the good though usually comes the bad. Watch these new rules and how they will affect you specifically. Learn the if-then scenarios t |
| Topic: Finance |
| Views: 2851 |
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