| Bankruptcy Credit Repair |
If you have a bankruptcy on your credit report you probably feel like there is no way to escape a low score. However you can remove this listing and you can create a positive score for yourself.
The truth is that this mark does not have to remain on your credit for 10 years. To remove it we s |
| Topic: ECommerce |
| Views: 3740 |
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| Erase Tax Lien |
If you have a tax lien being reported on your report you score is in serious trouble. You should remove this item as soon as possible.
The first step is to have the bureaus validate the lien. You need to send each bureau a dispute letter.
Unfortunately mistakes do happen on your repor |
| Topic: ECommerce |
| Views: 4014 |
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| Delete Late Pay History |
Late payments are not created equal; a 90 day and 120 day late pay will cause your score to be dramatically lowered. However with a 30 day or 60 day late pay it will cause very minimal damage to your score.
You can remove a 30 and 60 day late pay from your report by contacting the lender and |
| Topic: ECommerce |
| Views: 3016 |
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| Credit Rating Repair |
When you are repairing your credit report it is important to create positive credit as well as remove negative credit. The simplest way to build positive credit is to pay all your monthly bills on time.
This will create a positive payment history. A positive payment history is almost as impor |
| Topic: Self Help |
| Views: 3745 |
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| Tips To Improve Your Credit Score |
Here are the five pieces on your credit report the bureaus use to calculate your credit score. In addition you will find the approximate value each piece carries in the credit scoring model.
1. Payment History (45%)
This is the area in which negative listings on your credit report are |
| Topic: Self Help |
| Views: 3688 |
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| Remove Charge Offs From Your Credit |
A charge off can be removed by disputing the mark. This must be done directly with the credit bureaus.
When a dispute is filled it is your way of saying this mark is not accurate. There are two ways to dispute a charge off.
1. Compose a dispute letter
You can do this yourself. I |
| Topic: Self Help |
| Views: 3388 |
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| Remove Judgments From Your Credit |
A judgment is entered upon by a court. This means that a lender has sued your for payment of a debt.
If you get a judgment on your credit history it will cause your score to go down tremendously. This is usually the last step a lender will take to recover payment.
This mark will appea |
| Topic: Self Help |
| Views: 3885 |
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